Yes this stuff bothers me somewhat. In fact, one of the (several) reasons I have blacklisted Asus is because of what my Z170-A did when I used the XMP profile for a 3200 kit. If the AMD ecosystem is currently a worse place for that kind of crap then I might back away from it... :-S
Based on the research I did, and just having built a new system about a month ago.
(See my recent thread if you want) In it, I shared many videos on products and why I chose what I did...
Any original issues on release with early boards (Asus X670e) seem to of been sorted. This is also highlighted as its a motherboard used by many system builders, including high end systems/packages from companies like ocUK.
What I can tell you is that while I spent more than I needed on the Crossfire Hero X670e but in fairness, I wanted a good "performance" motherboard, with decent onboard audio, lots of connectivity. Also with the benefits with this we have the potential for CPU upgrades for upto 2 years. On that point I am not sure if all boards are but I choose a board that will also support the bandwidth for PCIe 5.0 for GPU as well.
I would highlight that already M.2 PCI 5.0 is showing advantages with recent drives, but again in a year or so. Then we are only going to see prices continue to fall and performances increase much more for new improved drives. Personally I went with one of the current best performance M.2 drives available in 2TB for my game drive and then a 990 Pro for system drive. I dont need or will use SATA as will just transfer anything form other systems to this new rig.
Will say I am very happy with the performance I have seen compared to what I had. No issues, simple firmware update for the motherboard and even with the very latest Corsair memory (EXPO) it has worked perfectly.
Overclocking, Im not that fussed if I gain 5-10 frames, as its not that big of an issue to drop down a resolution or reduce some settings, but in certain scenarios or for some then it may be wanted additional performance.
Hope you end up happy with what you get...
See end of video as Dan also emulates the 7800X3D to compare to intel.