Of course it is because I am a beginner and still have to practice a lot, but I find this penalties utterly frustrating. I play AC only offline (at least for the moment) and try to do the Career Mode but find it very difficult to get some progress with these slowdowns and loosing points when I make a small mistake and get off the track. I also bought GSC2013 recently and although this is not easy as well, I have more fun with it. Now I saw that I can turn Penalties off, but in the menu I read that "Achievements (and online leaderboard) will not be recorded " then. But what does this mean ? As I said I don't play online. Will there be no progress in Career when I turn Penalties off ?