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How Expensive Is Your Car Insurance?

Discussion in 'Off Topic' started by Bram, Dec 8, 2012.

  1. Bram

    Roaring Pipes Maniacs | #27 Staff Premium Member

    How much do you pay per month in your country? Do you have all risks covered?
  2. Hiroshi Awazu

    Hiroshi Awazu
    Off Topic Moderator

    I have all the mandatory coverage on both my vehicles plus I added:

    Loss of Use: Insurance pays for rental car and travelling costs while my vehicle is being repaired due to accident.

    Limited Depreciation: If my vehicle is written off, i get a bit more back than standard ICBC value.

    I pay $3100 a year for my truck, $258 a month 2008 Jeep Grand Cherokee SRT8
    $2200 a year for my car, $183 a month 2008 Chevrolet Cobalt SS

    Note: This is with 40% safe driver's discount.
  3. Mohameddo-san

    F1 Sim Racer & #1 St. Bernard Lover on RD Premium Member

    Well, we paid $17,495 for it.
  4. Hiroshi Awazu

    Hiroshi Awazu
    Off Topic Moderator

    For auto insurance?
  5. Bram

    Roaring Pipes Maniacs | #27 Staff Premium Member

    That must the be prize of your car right? Not the insurance?
  6. I dont own a car but for example the mandatory traffic insurance for 1996 Nissan Almera is about 560 € per year. The amount you pay depends on car (year/model), sex and age of the insurance taker. That basic insurance only covers personal and property damage inflected to other people/property.
  7. For a new 17 year old on the road (16 if you're classed as disabled like I am :p)
    Car: £140 (about 170 euros)
    Insurance: I did a check online for a 17 year old student who is living at home
    His quote?
    £14,000 a year! (about 17,000 euros)
  8. Yup, car insurance in the UK is ridiculously expensive for 17 year olds.
  9. Mohameddo-san

    F1 Sim Racer & #1 St. Bernard Lover on RD Premium Member

    Well, auto insurance is $223/month, I believe.
  10. About 60 Euros a month. The car cost about 3000 Euros when I bought it in 2008.

    It's a 1997 Hyundai Elantra 1.6 GLS.
  11. I feel lucky now. Including 1 16 year old driver (female) and 2 middle aged adults I pay $200 or so total for a '07 Dodge Grand Caravan, '12 Mazda5, '04 Mazdaspeed MX5, '94 MX5. (2 cars have all risks, '07 & '94 only liability)
  12. Too much
  13. € 18,- a month all risk :)
  14. €25,- a month all risk and I never had an accident.(only virtual)
  15. It'll be somewhere like 1200$ a year, I think.
  16. Insurance prices seem to vary ridiculously, with my car I had some companies that flat out would not insure me, others wanted up to £4000, thankfully there are less insane insurance companies out there that would do it for a nice £600 a year fully comp, paying monthly.

    I feel sorry for young (17 year olds for example) drivers here, the price on insurance for any car is ridiculously high, and if the car has anything approaching what one might consider powerful (lets say 100bhp or more) a 17 year old would be lucky if any insurance company would actually insure him (and I say him for a reason, it's a lot more expensive for males), even then it would likely be a few thousand at least.
  17. Andi Goodwin

    Andi Goodwin
    Premium Member

    van + car (3.5 tonne van , 2ltr turbo diesel car) €30 combined not all risk covered , if i kill it and it is me versus the ditch then its my problem , after that its all covered

  18. And how mutch is Bram paying?