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How Expensive Is Your Car Insurance?

Discussion in 'Off Topic' started by Bram Hengeveld, Dec 8, 2012.

  1. Bram Hengeveld

    Bram Hengeveld
    Administrator Staff Premium

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    How much do you pay per month in your country? Do you have all risks covered?
     
  2. Hiroshi Awazu

    Hiroshi Awazu
    Off Topic Moderator

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    I have all the mandatory coverage on both my vehicles plus I added:

    Loss of Use: Insurance pays for rental car and travelling costs while my vehicle is being repaired due to accident.

    Limited Depreciation: If my vehicle is written off, i get a bit more back than standard ICBC value.

    I pay $3100 a year for my truck, $258 a month 2008 Jeep Grand Cherokee SRT8
    $2200 a year for my car, $183 a month 2008 Chevrolet Cobalt SS

    Note: This is with 40% safe driver's discount.
     
  3. Mohamedou Ari

    Mohamedou Ari
    F1 Sim Racer & #1 St. Bernard Lover on RD Premium

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    Well, we paid $17,495 for it.
     
  4. Hiroshi Awazu

    Hiroshi Awazu
    Off Topic Moderator

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    For auto insurance?
     
  5. Bram Hengeveld

    Bram Hengeveld
    Administrator Staff Premium

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    That must the be prize of your car right? Not the insurance?
     
  6. Jari Vinnari

    Jari Vinnari
    Premium

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    I dont own a car but for example the mandatory traffic insurance for 1996 Nissan Almera is about 560 € per year. The amount you pay depends on car (year/model), sex and age of the insurance taker. That basic insurance only covers personal and property damage inflected to other people/property.
     
  7. Joel Wraith

    Joel Wraith

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    For a new 17 year old on the road (16 if you're classed as disabled like I am :p)
    Car: £140 (about 170 euros)
    Insurance: I did a check online for a 17 year old student who is living at home
    His quote?
    £14,000 a year! (about 17,000 euros)
     
  8. Paul M Jones

    Paul M Jones

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    Yup, car insurance in the UK is ridiculously expensive for 17 year olds.
     
  9. Mohamedou Ari

    Mohamedou Ari
    F1 Sim Racer & #1 St. Bernard Lover on RD Premium

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    Well, auto insurance is $223/month, I believe.
     
  10. Ho3n3r

    Ho3n3r

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    About 60 Euros a month. The car cost about 3000 Euros when I bought it in 2008.

    It's a 1997 Hyundai Elantra 1.6 GLS.
     
  11. Eric Estes

    Eric Estes

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    I feel lucky now. Including 1 16 year old driver (female) and 2 middle aged adults I pay $200 or so total for a '07 Dodge Grand Caravan, '12 Mazda5, '04 Mazdaspeed MX5, '94 MX5. (2 cars have all risks, '07 & '94 only liability)
     
  12. Terry Rock

    Terry Rock

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    Too much
     
  13. John de Smet

    John de Smet

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    € 18,- a month all risk :)
     
  14. Peter

    Peter
    who cares Premium

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    €25,- a month all risk and I never had an accident.(only virtual)
     
  15. William Levesque

    William Levesque

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    It'll be somewhere like 1200$ a year, I think.
     
  16. Ryan Vickery

    Ryan Vickery

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    Insurance prices seem to vary ridiculously, with my car I had some companies that flat out would not insure me, others wanted up to £4000, thankfully there are less insane insurance companies out there that would do it for a nice £600 a year fully comp, paying monthly.

    I feel sorry for young (17 year olds for example) drivers here, the price on insurance for any car is ridiculously high, and if the car has anything approaching what one might consider powerful (lets say 100bhp or more) a 17 year old would be lucky if any insurance company would actually insure him (and I say him for a reason, it's a lot more expensive for males), even then it would likely be a few thousand at least.
     
  17. Andi Goodwin

    Andi Goodwin

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    van + car (3.5 tonne van , 2ltr turbo diesel car) €30 combined not all risk covered , if i kill it and it is me versus the ditch then its my problem , after that its all covered

    Andi
     
  18. Peter

    Peter
    who cares Premium

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    And how mutch is Bram paying?